Federal assistance is available for Californians affected by the Late 2025 December Storm
Low interest disaster loans are available to California businesses, private nonprofits and residents to offset physical and economic losses from the Late December 2025 storm from December 16, 2025 – December 26, 2025.
What types of Disaster Loans are Available?
- Business Physical Disaster Loans
- Home Disaster Loans
- Economic Injury Disaster Loans (EIDL)
Businesses and nonprofits may be eligible to borrow up to $2 million to repair, or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory and other business assets.
Homeowners and renters may borrow up to $100,000 to replace or repair personal property such as: clothing, furniture, cars, and appliances.
The disaster declaration makes SBA assistance available in Inyo, Kern, Lassen, Los Angeles, Modoc, Orange, Plumas. Riverside, San Bernardino, Shasta, Siskiyou, Tehama, and Trinity as well as the Arizona counties of La Paz and Mohave, and the Nevada county of Clark.
What are the Credit Requirements:
- Credit history acceptable by SBA
- Ability to repay loans
Loan details include:
- Terms of up to 30 years
- Interest rates as low as 3.625% for nonprofits and 4.00% for businesses
- No payments due for the first 12 months, and no interest accrual during that period
How to Apply:
Applicants can apply or get more information by:
- Visiting: sba.gov/disaster
- Calling: SBA Customer Service: (800) 659-2955
- Emailing: disastercustomerservice@sba.gov
- In person:
Disaster Loan Outreach Centers
San Bernardino County
San Bernardino County Fire Station 40
Community Room
6584 Caliente Rd.
Oak Hills, CA 92344
Hours: Monday through Friday, 9:00 a.m. to 6:00 p.m.
Closed: Monday, Feb. 16 for President’s Day
Shasta County
Redding City Hall
Conference Room
777 Cypress Ave.
Redding, CA 96001
Hours: Monday through Friday, 9:00 a.m. to 6:00 p.m.
Closed: Monday, Feb. 16 for President’s Day
Deadlines for Applications:
Physical Damage: April 6, 2026
Economic Injury: November 3, 2026