Federal assistance is available for Californians affected by the East Oakland Apartment Fire
Low interest disaster loans are available to California businesses, private nonprofits and residents to offset physical and economic losses from the East Oakland Apartment Fire on Sept. 25, 2026.
What types of Disaster Loans are Available?
- Business Physical Disaster Loans
- Home Disaster Loans
- Economic Injury Disaster Loans (EIDL)
Businesses and nonprofits may be eligible to borrow up to $2 million to repair, or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory and other business assets.
Homeowners and renters may borrow up to $100,000 to replace or repair personal property such as: clothing, furniture, cars, and appliances.
The disaster declaration makes SBA assistance available in Alameda, Contra Costa, San Francisco, San Joaquin, San Mateo, Santa Clara and Stanislaus counties.
What are the Credit Requirements:
- Credit history acceptable by SBA
- Ability to repay loans
Loan details include:
- Terms of up to 30 years
- Interest rates as low as 3.625% for nonprofits and 4.00% for businesses
- No payments due for the first 12 months, and no interest accrual during that period
How to Apply:
Applicants can apply or get more information by:
- Visiting: sba.gov/disaster
- Calling: SBA Customer Service: (800) 659-2955
- Emailing: disastercustomerservice@sba.gov
- In person:
Disaster Loan Outreach Center
Alameda County
Oakland Public Library – Melrose Branch
4805 Foothills Blvd.
Oakland, CA 94601
Hours: Monday and Thursday, 10:00 a.m. to 5:30 p.m.
Tuesday and Wednesday, 10:00 a.m. to 6:30 p.m
Friday, noon to 5:30 p.m.
Closed: Wednesday, Nov. 11 for Veteran’s Day
Center Closes on Friday, Nov. 20, 2026 at 5:30 p.m.
Deadlines for Applications:
Physical Damage: December 28, 2026
Economic Injury: July 27, 2027